Health insurance in Canada : Everything you need to know | Insurance Business Canada
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Health insurance in Canada : Everything you need to know
Health insurance in Canada provides supplemental coverage for what’s excluded from the national healthcare program
Canada boasts one of the world’s most comprehensive healthcare systems, providing free access to emergency care and regular doctor visits to all citizens and permanent residents. However, the country’s universal healthcare system does not cover everything. There are still certain services that Canadians need to pay for out of pocket, prompting many to take out private or personal health insurance.…
Health Insurance
Ending pandemic prenatal health coverage for uninsured people is both costly and dangerous
On March 31, 2023 the Ford government in Ontario ended the expanded health-care funding it put in place when the COVID-19 pandemic began in March 2020.
This funding allowed everyone in Ontario to access essential health care. For the hundreds of thousands of people living in the province without health insurance, this meant access to necessary surgeries, emergency care and labor and delivery services without thousands of dollars in hospital and physician bills.
As a midwife who has worked in Toronto for over 20 years, largely with uninsured populations, and an associate professor who has focused my research and activism…
10 Ways to Tell You’re Truly Ready to Go Freelance
Key points
In just five years, the number of US freelancers grew from 57.3 million to 70.4 million.
You have to be comfortable being your own boss, as you have to handle your own tax payments, get your own benefits, and figure out your work schedule.
You will also likely work more hours, but you’ll get to choose your own assignments, which is appealing.
Have you ever felt the urge to quit your W-2 job and become a freelancer? Many people are in the same boat, and the number of freelance workers is on the rise. Zippia found that in…
Singapore hikes claim limit for migrant workers’ medical insurance
Meanwhile, starting July 2025, other enhancements will be applied to the minimum medical insurance provided to migrant workers, including:
Standardization of allowable exclusion clauses. This will provide employers and employees with greater clarity on their coverage and available claims for them.
Introduction of age-differentiated premiums for those aged 50 and below, and those aged above 50. Insurers need to have differentiated premiums for workers below 50 and those above 50.
Requirement for insurers to reimburse hospitals directly upon the admissibility of the claim. With this change, employers will no longer have to pay for their workers’ hospital…
Does Divorce Change My Estate Plan?
Yes! Even if you don’t have a written estate plan, you have an estate plan per the laws of your state. If you get divorced, the nature of your estate plan will change.
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If you have a written estate plan and get divorced, once your divorce is final, you need to update your plan.
It is likely your divorce may change things such as your:
legal name,
Trustees,
beneficiaries,
Power of…
White House to expand Medicaid, ACA coverage to ‘Dreamers’
The federal government will provide government health insurance to eligible undocumented immigrants brought to the country as children under a new initiative by President Joe Biden’s administration announced Thursday.
The plan will allow people eligible for the Deferred Action for Childhood Arrivals program to use Medicaid, a state-federal program designed for low-income and disabled Americans and get Healthcare.gov marketplace coverage through the Affordable Care Act.
Better known as DACA, the decade-old initiative allows people who were brought into the country illegally as children, often called “dreamers,” to avoid deportation. About 580,000 people are eligible for DACA, according to the Department…
Texas Ruling Strikes Down Crucial Affordable Care Act Policy – NBC 6 South Florida
A federal judge in Texas struck down a crucial Affordable Care Act (ACA) policy Thursday that mandated that private health insurers fully cover preventive care services at no cost to patients.
The ruling applies nationwide and took effect immediately thereby affecting dozens of possibly lifesaving preventive health care services that include screenings for cancer, diabetes and mental health.
Free preventive care has been deemed by health experts as one of Obamacare’s most transformative policies because it essentially removed the financial barrier for the necessary care of tens of millions of Americans.
In 2023, Florida is once again leading the nation…
Ontario’s Your Health Act: Changes to the Legal Framework for Independent Health Facilities | Knowledge
The Ontario government recently introduced Bill 60, the Your Health Act, 2023. According to the Ministry of Health, Bill 60 aims to, among other things, improve patient wait times and patient experiences by expanding access to publicly funded, community based health services.[1]
This bulletin summarizes the proposed legal regime set forth in Bill 60 for “integrated community health service centres,” which will be privately operated – but publicly funded – health facilities that provide surgical and diagnostic care.
Existing Regime for Independent Health Facilities
Privately owned independent health facilities (IHFs) currently operate in Ontario and perform publicly funded procedures (ie,…