The year 2023 marks the tenth year of operations for the US health insurance exchanges since they launched as part of the Affordable Care Act in 2014. The individual market has remained fluid during this time, with insurer participation, pricing, and plans changing from year to year.
Consumer participation increased by 25 percent to approximately 16 million from 2020 to 2022, coincident with extended enrollment periods and enhanced subsidies implemented under the American Rescue Plan Act of 2021 and extended through 2025 by the Inflation Reduction Act of 2022.
We have collected and analyzed data from every health insurance exchange…
health insurance marketplace 2019
Opinion: Canadians are the biggest losers in the Supreme Court’s latest health care decision
It was 18 years ago that the Supreme Court of Canada ruled that waitlists for health care in Quebec were an affront to a patient’s constitutional rights – opening the door to private health insurance in the province.
Which is why the court’s decision last week not to hear an appeal of a BC Court ruling, which bans extra-billing and private insurance, is so puzzling. And infuriating. Because not much has changed in the nearly two-decade-long span since its landmark decision on this matter. In fact, it could be argued, the situation has deteriorated even further, with the crisis in…
Health insurance in Canada : Everything you need to know
Health insurance in Canada : Everything you need to know | Insurance Business Canada
Guides
Health insurance in Canada : Everything you need to know
Health insurance in Canada provides supplemental coverage for what’s excluded from the national healthcare program
Canada boasts one of the world’s most comprehensive healthcare systems, providing free access to emergency care and regular doctor visits to all citizens and permanent residents. However, the country’s universal healthcare system does not cover everything. There are still certain services that Canadians need to pay for out of pocket, prompting many to take out private or personal health insurance.…
10 Ways to Tell You’re Truly Ready to Go Freelance
Key points
In just five years, the number of US freelancers grew from 57.3 million to 70.4 million.
You have to be comfortable being your own boss, as you have to handle your own tax payments, get your own benefits, and figure out your work schedule.
You will also likely work more hours, but you’ll get to choose your own assignments, which is appealing.
Have you ever felt the urge to quit your W-2 job and become a freelancer? Many people are in the same boat, and the number of freelance workers is on the rise. Zippia found that in…
Singapore hikes claim limit for migrant workers’ medical insurance
Meanwhile, starting July 2025, other enhancements will be applied to the minimum medical insurance provided to migrant workers, including:
Standardization of allowable exclusion clauses. This will provide employers and employees with greater clarity on their coverage and available claims for them.
Introduction of age-differentiated premiums for those aged 50 and below, and those aged above 50. Insurers need to have differentiated premiums for workers below 50 and those above 50.
Requirement for insurers to reimburse hospitals directly upon the admissibility of the claim. With this change, employers will no longer have to pay for their workers’ hospital…
Ontario’s Your Health Act: Changes to the Legal Framework for Independent Health Facilities | Knowledge
The Ontario government recently introduced Bill 60, the Your Health Act, 2023. According to the Ministry of Health, Bill 60 aims to, among other things, improve patient wait times and patient experiences by expanding access to publicly funded, community based health services.[1]
This bulletin summarizes the proposed legal regime set forth in Bill 60 for “integrated community health service centres,” which will be privately operated – but publicly funded – health facilities that provide surgical and diagnostic care.
Existing Regime for Independent Health Facilities
Privately owned independent health facilities (IHFs) currently operate in Ontario and perform publicly funded procedures (ie,…
My Loved One Passed Away – What Do I Need To Do?
Losing a loved one is incredibly hard. We help our clients with the administrative and legal aspects following the death of a loved one.
We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).
When a loved one dies, there are many things to do and many are time sensitive.
First, there are many practical items to consider. These may include:
Finding care for any pets;
Determining if there are funeral instructions, arrangements, or prepayments;
Notifying family and friends;
Preparing an…
Gov. Whitmer fears the impact of the ruling that free ACA screenings are unconstitutional
Gov. Gretchen Whitmer directed the state Department of Insurance and Financial Services on Monday to move immediately to protect Michiganders from the potential loss of health insurance coverage for preventive services, including colon and lung cancer screenings, and for preventive drugs for breast cancer, heart disease and HIV .
Whitmer’s action comes after a federal judge in Texas struck down a provision in the Affordable Care Act that requires insurance companies to fully cover certain preventive health services, a ruling that could have major ripple effects in Michigan and across the country.
US District Judge Reed O’Connor of the Northern…