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3 Important Ways Pet Insurance Differs From Human Health Insurance

Key points Pet owners can buy insurance to cover vet visits for their animals. Pet insurance has some important differences from human health insurance. One of the biggest differences is pet insurance doesn’t have to cover pre-existing conditions. Pet owners buying coverage must make sure they know exactly how pet insurance works — including the ways in which it differs from the health insurance humans get. While both human and pet insurance coverage are meant to ensure that an illness doesn’t empty out a bank account, the differences between the two types of policies can have a major financial impact.…
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What is Medicare Secondary Payer and when does it apply?

Editor’s note: This column, a repeat from last year, is a follow-up to the previous Health Care Buzz column. Several adults are either on Traditional Medicare/TM already or are looking to move to Medicare as they turn 65 and have many questions about: Will Traditional Medicare always be the primary insurance after 65? Is there ever a time it won’t be? Great questions and as always, there are multi-layered answers. Day Egusquiza COURTESY PHOTO When Medicare began in 1965, it was the primary payer for all claims except for those covered by Worker’s Compensation, Federal Black Lung and Veteran’s Administration…
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2022 tax deductions to look out for beyond just income, and itemized

Remember that April 18 marks the deadline for taxpayers to file their annual returns. Tax Day is typically April 15, but because that date falls on a Saturday, and due to a Washington, DC holiday on Monday, the filing deadline was pushed to April 18. As of April 7, the Internal Revenue Service has processed more than 101 million returns. The average refund to taxpayers is $2,878, down from $3,175 at the same time a year earlier. If you’re scrambling to finish your taxes by midnight Tuesday, here are some reminders of often-forgotten items that might be deductible, so you…
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Health insurance in Canada : Everything you need to know

Health insurance in Canada : Everything you need to know | Insurance Business Canada Guides Health insurance in Canada : Everything you need to know Health insurance in Canada provides supplemental coverage for what’s excluded from the national healthcare program Canada boasts one of the world’s most comprehensive healthcare systems, providing free access to emergency care and regular doctor visits to all citizens and permanent residents. However, the country’s universal healthcare system does not cover everything. There are still certain services that Canadians need to pay for out of pocket, prompting many to take out private or personal health insurance.…
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Singapore hikes claim limit for migrant workers’ medical insurance

Meanwhile, starting July 2025, other enhancements will be applied to the minimum medical insurance provided to migrant workers, including: Standardization of allowable exclusion clauses. This will provide employers and employees with greater clarity on their coverage and available claims for them. Introduction of age-differentiated premiums for those aged 50 and below, and those aged above 50. Insurers need to have differentiated premiums for workers below 50 and those above 50. Requirement for insurers to reimburse hospitals directly upon the admissibility of the claim. With this change, employers will no longer have to pay for their workers’ hospital…
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BC lifts health-care mask rules as province emerges from pandemic

Breadcrumb Trail Links News Local News Henry says the lifting of mask requirements does not mean such restrictions won’t return in the fall, as experts are still studying the seasonality of COVID. Author of the article: Published April 06, 2023 • Last updated 6 days ago • 3 minute read BC Provincial Health OfficerDr. Bonnie Henry steps away from the podium after speaking during a news conference in Vancouver, BC, Monday, Jan. 30, 2023. Henry announced BC is lifting pandemic restrictions like mandatory mask-wearing in health-care settings and visitor restrictions and proof of vaccination in care homes. Photo by DARRYL…