Comprehensive travel insurance policies package together a number of valuable benefits. You can also buy policies that cover only trip cancellations or only medical expenses. With the wide variety of travel insurance plans available, you can find coverage levels that will fit your budget and trip needs.
Look for these top coverage options in a comprehensive travel insurance plan.
Trip cancellation insurance
You don’t book a trip with the intention of canceling it, but unexpected illness, injury, family member sickness, jury duty and more could disrupt plans. Trip cancellation insurance reimburses you 100% for the money you lost in prepaid,…
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The life of a doctor isn’t easy these days. Many are saddled with massive student loan debt, work long hours and continue to deal with the trauma of treating patients during the pandemic.
Doctors, nurses and other front-line health-care workers bore the brunt of the pandemic. Many contracted covid-19, and some even had to intubate their colleagues. Others developed long covid, and some suffered such intense emotional pain that they died by suicide. Doctors who want to seek mental health support are fearful of retribution from state licensing boards.
National Doctors’ Day is celebrated every…
Rose Celeste of Toronto says she spent years avoiding a visit to the doctor.
As an undocumented migrant worker from the Philippines, she fears something as simple as a checkup could lead to a run-in with the law and jeopardize her life in Canada.
But when the COVID-19 pandemic hit three years ago, that changed. The province directed hospitals to temporarily provide medically necessary care to patients without coverage while reimbursing them for the expense — something that led Celeste, 61, to discover and then treat her thyroid cancer.
Without the program, she estimates she’d be thousands of dollars in…
ABSTRACT
Objectives: Injuries are the leading cause of death among children and youth in the United States, representing a major concern to society and to the public and private health plans covering pediatric patients. Data from ALL Kids, Alabama’s Children’s Health Insurance Program, were used to evaluate the relationship between community-level social determinants of health (SDOH) and pediatric emergency department (ED) use and differences in these associations by age and race.
Study Design: This was a retrospective, pooled cross-sectional analysis.
Methods: We used ALL Kids data to identify ED visits (injury and all-cause) among children who were enrolled at any…
We frequently have questions related to the practical and financial panic after a death in the family when accounts, passwords, and assets are unknown. Sometimes, a family knows an estate plan was done but they cannot find the plan and don’t even know the law firm that drafted the plan. An emergency list can help to avoid these issues.
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We often see people lose their spouse, and have no idea how…
The Invesco S&P 500 Equal Weight Health Care ETF (RYH) made its debut on 11/01/2006, and is a smart beta exchange traded fund that provides broad exposure to the Health Care ETFs category of the market.
What Are Smart Beta ETFs?
The ETF industry has traditionally been dominated by products based on market capitalization weighted indexes that are designed to represent the market or a particular segment of the market.
Because market cap weighted indexes provide a low-cost, convenient, and transparent way of replicating market returns, they work well for investors who believe in market efficiency.
However, some investors believe…
Many Americans are confused about what Medicaid actually is. In brief: Medicaid provides health insurance coverage to low-income adults, pregnant people, and children. Roughly 60% of people on Medicaid and CHIP, a program that extends Medicaid coverage for low-income children, are 26 years old or under. Medicaid is also the largest payer of long-term services and supports, another reason it is critical to millions of people.
I’ve been on Medicaid since I turned 18. It has been a lifeline because it provides personal-care services that allow me to live in the larger community rather than in a private facility. For…
School districts across the country rely on SHAPE America’s National Standards and Grade-Level Outcomes for K-12 Physical Education in order to develop their own standards, frameworks and curricula.
As part of the ongoing standards revision process, SHAPE America’s National Physical Education Standards Task Force has tirelessly gathered research and best practices from education experts around the world, and has collected feedback from the HPE community. Based on the feedback from the first round of Public Review and Comment, SHAPE America, and the National Physical Education Standards Task Force have developed proposed Student Attributes and Draft Standards, which are now available…