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How I Recovered from Over $500,000 Worth of Medical Debt

A sudden diagnosis of heart failure in an otherwise healthy 28-year-old person is challenging to accept. Spending the next months grappling with questions like “Will he be able to go back to work?” and “How will we make payments on our mortgage?” was difficult. We were married just three years prior, had children, and were shocked to see a huge medical bill show up for the unexpected diagnosis of a chronic health condition. Pulling together and working hard to make big decisions, we were able to pay off $500,000 worth of medical debt and put ourselves on the path to…
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Opinion: Canadians are the biggest losers in the Supreme Court’s latest health care decision

It was 18 years ago that the Supreme Court of Canada ruled that waitlists for health care in Quebec were an affront to a patient’s constitutional rights – opening the door to private health insurance in the province. Which is why the court’s decision last week not to hear an appeal of a BC Court ruling, which bans extra-billing and private insurance, is so puzzling. And infuriating. Because not much has changed in the nearly two-decade-long span since its landmark decision on this matter. In fact, it could be argued, the situation has deteriorated even further, with the crisis in…
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EHR Threats? – Rickard & Associates

A recent warning highlights that electronic health records (EHRs) are a top target of cybercriminals. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). The Health Sector Cybersecurity Coordination Center (HC3) issued a warning to healthcare entities regarding EHR vulnerabilities and protections. Protected health information (PHI) continues to hold its value on the dark web and is a constant target of cybercriminals. With the recent growth of telehealth and healthcare technology, we have seen a large increase in cybercrime and…
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New initiative helps Pittsburghers apply for health insurance at laundromats

Doing laundry at a laundromat can take hours. So why not sign up for health insurance while waiting for your clothes to dry? “You’re sitting there, with nothing to do. It’s just a great chunk of time that we’ve identified that we’re able to reach people,” said Rachael Herbert-Nalevanko, a Pittsburgh outreach coordinator for Fabric Health. The Philadelphia-based organization connects laundromat patrons with support services such as SNAP benefits and assistance with energy bills. Fabric Health comes to Pittsburgh laundromats at a time when 3.6 million Pennsylvanians insured through Medicaid are at risk of losing their coverage. Due to the…
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Best Travel Insurance Companies Of April 2023 – Forbes Advisor

Comprehensive travel insurance policies package together a number of valuable benefits. You can also buy policies that cover only trip cancellations or only medical expenses. With the wide variety of travel insurance plans available, you can find coverage levels that will fit your budget and trip needs. Look for these top coverage options in a comprehensive travel insurance plan. Trip cancellation insurance You don’t book a trip with the intention of canceling it, but unexpected illness, injury, family member sickness, jury duty and more could disrupt plans. Trip cancellation insurance reimburses you 100% for the money you lost in prepaid,…
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Are You Prepared for Russian Ransomware?

Recently, a health network in Pennsylvania was hacked by a Russian ransomware gang called BlackCat. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). BlackCat attacked a physician practice in Pennsylvania, but did not disrupt healthcare operations. A ransomware payment was demanded, but refused by the healthcare system. Sensitive information was accessed and the health system revealed the attack itself. Is your practice prepared for a potential attack? Does your staff know how to respond to a demand for ransomware?…
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3 Things You Should Know About Irrevocable Trusts

A trust is an estate planning tool that allows a person to control their assets during their lifetime and make provisions for incapacity and death. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). One thing you should know about irrevocable trusts is that, unlike revocable or living trusts, irrevocable trusts cannot be changed or amended. They are set in stone. A second thing that you should know about irrevocable trusts is that they have significant advantages, and also unique…
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What Is Telemental Health: Benefits, Privacy and Pitfalls

What Is Telemental Health? The National Institute of Mental Health defines telemental health as “the use of telecommunications or videoconferencing technology to provide mental health services.” Telebehavioral healthcare refers to the process of observing behavior in a subject through online technologies. Telebehavioral health is considered a subgroup of telemental health. The US Department of Health and Human Services says online visits are a convenient way for mental and behavioral health providers to offer: One-on-one and group therapy Substance abuse counseling medication management Monitoring for anxiety and depression Mental health screening Telemental health services enable clinicians to reach more patients, such…