A trust is an estate planning tool that allows a person to control their assets during their lifetime and make provisions for incapacity and death.
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One thing you should know about irrevocable trusts is that, unlike revocable or living trusts, irrevocable trusts cannot be changed or amended. They are set in stone.
A second thing that you should know about irrevocable trusts is that they have significant advantages, and also unique…
obamacare
Millions are about to lose Medicaid. Here’s why — and what to do.
For millions of Americans who get medical care under Medicaid, the end of March marks a grim deadline. Starting April 1, states will begin removing people from the government health insurance program for the poor, paring rolls that have swelled during the pandemic.
The government estimates that 15 million people — or roughly 1 in 6 of the 84 million on Medicaid — will be kicked off the program. Here’s why this is happening and what people should know.
What’s happening to Medicaid?
During the pandemic, the government suspended procedures that would remove people from Medicaid. Before the crisis, people…
Ford’s health-care risk cuts the lives of society’s most vulnerable
A 6-year-old child ends up in the emergency room with meningitis, following days of concern by her parents about her fever and rash. A pregnant woman avoids seeing a health provider until she goes into labour, all the while worrying that she is risking her life and that of her baby. A young man falls off a roof while doing repairs, but bears the pain and waits to seek care until his injured leg becomes infected.
You may be surprised to hear such things could happen in Ontario, in a country that prides itself on its universal health-care system. But…
What Happens When You Don’t Fund Your Trust?
After you work with your estate planning attorney to draft a carefully tailored estate plan, it is usually your responsibility to “fund” the trust.
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What does funding the trust mean?
Funding the trust is simply transferring assets into your trust.
If you have a trust, you will want to put your assets into the trust, by retitling bank accounts, re-designating beneficiaries of life insurance, etc. We walk our clients through the…
What is a Power of Attorney?
Many of our clients have heard of the powers of attorney, but do not know what they actually entail.
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It is important to know that there are different types of powers of attorney, however, they are all legal documents that allow you to pick an agent or attorney-in-fact on your behalf.
Powers of attorney allow another person to make financial, legal, and medical decisions for you, depending on the type.
There…
Social Determinants of Health and Emergency Department Utilization in Alabama Children’s Health Insurance Program
ABSTRACT
Objectives: Injuries are the leading cause of death among children and youth in the United States, representing a major concern to society and to the public and private health plans covering pediatric patients. Data from ALL Kids, Alabama’s Children’s Health Insurance Program, were used to evaluate the relationship between community-level social determinants of health (SDOH) and pediatric emergency department (ED) use and differences in these associations by age and race.
Study Design: This was a retrospective, pooled cross-sectional analysis.
Methods: We used ALL Kids data to identify ED visits (injury and all-cause) among children who were enrolled at any…
Peppermint Pet Health Insurance Review 2023 – Forbes Advisor Canada
To find the best pet insurance, we reviewed each company’s policy wording and used data provided by PetInsurer.com to score each pet insurance company based on the following:
Pet insurance rates: 40% of score. We calculated average rates for plans with $5,000 or unlimited coverage, a $100 deductible and an 80% reimbursement level, or the closest options available.
Special waiting period: 10% of the score. Many pet insurance companies have a special waiting period for problems such as cruciate ligament issues and hip dysplasia. Plans that had no waiting period, a waiting period of six months or less, or the…