Yes! Even if you don’t have a written estate plan, you have an estate plan per the laws of your state. If you get divorced, the nature of your estate plan will change.
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If you have a written estate plan and get divorced, once your divorce is final, you need to update your plan.
It is likely your divorce may change things such as your:
legal name,
Trustees,
beneficiaries,
Power of…
obamacare
EHR Threats? – Rickard & Associates
A recent warning highlights that electronic health records (EHRs) are a top target of cybercriminals.
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The Health Sector Cybersecurity Coordination Center (HC3) issued a warning to healthcare entities regarding EHR vulnerabilities and protections.
Protected health information (PHI) continues to hold its value on the dark web and is a constant target of cybercriminals.
With the recent growth of telehealth and healthcare technology, we have seen a large increase in cybercrime and…
Croque Monsieur Protein Bread Pudding
Easter is coming! I love Easter brunch and the past few years it always includes a recipe using my protein sparing bread! This year I am making my protein sparing bread Croque Monsieur Bread Pudding!
Croque Monsieur bread pudding is filled with ham, Gruyere cheese, onions, garlic and thyme.
My son Kai did not want to be the taste tester for this but once he took a bite, he quickly asked for a large piece!
HOW TO MAKE PROTEIN SPARING BREAD CROQUE MONSIEUR BREAD PUDDING
To make my protein bread for Croque Monsieur Bread Pudding, I used Further Food Gelatin!…
3 Things You Should Know About Irrevocable Trusts
A trust is an estate planning tool that allows a person to control their assets during their lifetime and make provisions for incapacity and death.
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One thing you should know about irrevocable trusts is that, unlike revocable or living trusts, irrevocable trusts cannot be changed or amended. They are set in stone.
A second thing that you should know about irrevocable trusts is that they have significant advantages, and also unique…
Millions are about to lose Medicaid. Here’s why — and what to do.
For millions of Americans who get medical care under Medicaid, the end of March marks a grim deadline. Starting April 1, states will begin removing people from the government health insurance program for the poor, paring rolls that have swelled during the pandemic.
The government estimates that 15 million people — or roughly 1 in 6 of the 84 million on Medicaid — will be kicked off the program. Here’s why this is happening and what people should know.
What’s happening to Medicaid?
During the pandemic, the government suspended procedures that would remove people from Medicaid. Before the crisis, people…
Ford’s health-care risk cuts the lives of society’s most vulnerable
A 6-year-old child ends up in the emergency room with meningitis, following days of concern by her parents about her fever and rash. A pregnant woman avoids seeing a health provider until she goes into labour, all the while worrying that she is risking her life and that of her baby. A young man falls off a roof while doing repairs, but bears the pain and waits to seek care until his injured leg becomes infected.
You may be surprised to hear such things could happen in Ontario, in a country that prides itself on its universal health-care system. But…
What Happens When You Don’t Fund Your Trust?
After you work with your estate planning attorney to draft a carefully tailored estate plan, it is usually your responsibility to “fund” the trust.
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What does funding the trust mean?
Funding the trust is simply transferring assets into your trust.
If you have a trust, you will want to put your assets into the trust, by retitling bank accounts, re-designating beneficiaries of life insurance, etc. We walk our clients through the…