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What Happens When You Don’t Fund Your Trust?

After you work with your estate planning attorney to draft a carefully tailored estate plan, it is usually your responsibility to “fund” the trust. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). What does funding the trust mean? Funding the trust is simply transferring assets into your trust. If you have a trust, you will want to put your assets into the trust, by retitling bank accounts, re-designating beneficiaries of life insurance, etc. We walk our clients through the…
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What is a Power of Attorney?

Many of our clients have heard of the powers of attorney, but do not know what they actually entail. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). It is important to know that there are different types of powers of attorney, however, they are all legal documents that allow you to pick an agent or attorney-in-fact on your behalf. Powers of attorney allow another person to make financial, legal, and medical decisions for you, depending on the type. There…
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Social Determinants of Health and Emergency Department Utilization in Alabama Children’s Health Insurance Program

ABSTRACT Objectives: Injuries are the leading cause of death among children and youth in the United States, representing a major concern to society and to the public and private health plans covering pediatric patients. Data from ALL Kids, Alabama’s Children’s Health Insurance Program, were used to evaluate the relationship between community-level social determinants of health (SDOH) and pediatric emergency department (ED) use and differences in these associations by age and race. Study Design: This was a retrospective, pooled cross-sectional analysis. Methods: We used ALL Kids data to identify ED visits (injury and all-cause) among children who were enrolled at any…
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Peppermint Pet Health Insurance Review 2023 – Forbes Advisor Canada

To find the best pet insurance, we reviewed each company’s policy wording and used data provided by PetInsurer.com to score each pet insurance company based on the following: Pet insurance rates: 40% of score. We calculated average rates for plans with $5,000 or unlimited coverage, a $100 deductible and an 80% reimbursement level, or the closest options available. Special waiting period: 10% of the score. Many pet insurance companies have a special waiting period for problems such as cruciate ligament issues and hip dysplasia. Plans that had no waiting period, a waiting period of six months or less, or the…
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Breaking: New Self-Disclosure Policy – Rickard & Associates

The Department of Justice (“DOJ”) announced a new Voluntary Self-Disclosure Policy to be used by US Attorney Offices throughout the country. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). The new policy helps to encourage early and voluntary self-disclosure of corporate criminal misconduct. It reinforces the importance of having an effective compliance plan that identifies misconduct. To be a voluntary self-disclosure, the disclosure must be voluntary, timely and must contain all relevant facts of misconduct. If the disclosure is…
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Ontario blast doctors province for ending health care for uninsured residents

Ontario doctors and the organization representing them blasted the provincial government on Saturday for its quietly unveiled plans to end a program that provides health-care services for people without health insurance. The Ontario Medical Association said it first learned of the pending suspension on Friday, issuing a statement saying it received notice from the government that the Physician and Hospital Services for Uninsured Persons Program would wind down as of March 31. The Ministry of Health later confirmed the decision and end date. OMA PresidentDr. Rose Zacharias said her organization, which represents the province’s doctors, is “extremely concerned” about the…
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A Perceived Philosophical Conflict – PHE America

I am the only female in my high school PE department. It’s been this way for 20 years. The one time another female came in she tried to out-alpha the football coach and got removed from teaching PE and placed in Health. I think she might have taught one section of PE in the two years she was here, and I think it was Adapted PE. Since we’ve had a fully working weight room, it was always paired with the football coach. We got a new one this year, the fifth in my tenure working at this same high school.…