Gov. Whitmer fears the impact of the ruling that free ACA screenings are unconstitutional

Gov. Gretchen Whitmer directed the state Department of Insurance and Financial Services on Monday to move immediately to protect Michiganders from the potential loss of health insurance coverage for preventive services, including colon and lung cancer screenings, and for preventive drugs for breast cancer, heart disease and HIV . Whitmer’s action comes after a federal judge in Texas struck down a provision in the Affordable Care Act that requires insurance companies to fully cover certain preventive health services, a ruling that could have major ripple effects in Michigan and across the country. US District Judge Reed O’Connor of the Northern…

Best Travel Insurance Companies Of April 2023 – Forbes Advisor

Comprehensive travel insurance policies package together a number of valuable benefits. You can also buy policies that cover only trip cancellations or only medical expenses. With the wide variety of travel insurance plans available, you can find coverage levels that will fit your budget and trip needs. Look for these top coverage options in a comprehensive travel insurance plan. Trip cancellation insurance You don’t book a trip with the intention of canceling it, but unexpected illness, injury, family member sickness, jury duty and more could disrupt plans. Trip cancellation insurance reimburses you 100% for the money you lost in prepaid,…

Are You Prepared for Russian Ransomware?

Recently, a health network in Pennsylvania was hacked by a Russian ransomware gang called BlackCat. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). BlackCat attacked a physician practice in Pennsylvania, but did not disrupt healthcare operations. A ransomware payment was demanded, but refused by the healthcare system. Sensitive information was accessed and the health system revealed the attack itself. Is your practice prepared for a potential attack? Does your staff know how to respond to a demand for ransomware?…

3 Things You Should Know About Irrevocable Trusts

A trust is an estate planning tool that allows a person to control their assets during their lifetime and make provisions for incapacity and death. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). One thing you should know about irrevocable trusts is that, unlike revocable or living trusts, irrevocable trusts cannot be changed or amended. They are set in stone. A second thing that you should know about irrevocable trusts is that they have significant advantages, and also unique…

Millions are about to lose Medicaid. Here’s why — and what to do.

For millions of Americans who get medical care under Medicaid, the end of March marks a grim deadline. Starting April 1, states will begin removing people from the government health insurance program for the poor, paring rolls that have swelled during the pandemic. The government estimates that 15 million people — or roughly 1 in 6 of the 84 million on Medicaid — will be kicked off the program. Here’s why this is happening and what people should know. What’s happening to Medicaid? During the pandemic, the government suspended procedures that would remove people from Medicaid. Before the crisis, people…

What is the Cost of a Data Breach?

A recent study found that the total average cost of a healthcare breach is $10.10 million. Can your healthcare practice afford a breach? We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). Can your healthcare practice afford a breach? Most healthcare entities cannot. Since 2020, healthcare breach costs have risen by 42%. As we know healthcare breaches are incessant, it is important to understand trends. The trends that have emerged over the past few years are: Repeat attacks. Many healthcare…

What Is Telemental Health: Benefits, Privacy and Pitfalls

What Is Telemental Health? The National Institute of Mental Health defines telemental health as “the use of telecommunications or videoconferencing technology to provide mental health services.” Telebehavioral healthcare refers to the process of observing behavior in a subject through online technologies. Telebehavioral health is considered a subgroup of telemental health. The US Department of Health and Human Services says online visits are a convenient way for mental and behavioral health providers to offer: One-on-one and group therapy Substance abuse counseling medication management Monitoring for anxiety and depression Mental health screening Telemental health services enable clinicians to reach more patients, such…

What Happens When You Don’t Fund Your Trust?

After you work with your estate planning attorney to draft a carefully tailored estate plan, it is usually your responsibility to “fund” the trust. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). What does funding the trust mean? Funding the trust is simply transferring assets into your trust. If you have a trust, you will want to put your assets into the trust, by retitling bank accounts, re-designating beneficiaries of life insurance, etc. We walk our clients through the…