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Do I need travel insurance when traveling within Canada?

While the majority of Canadians recognize the significance of obtaining travel coverage such as cancellation and medical insurance for trips outside the country, many fail to acknowledge the need for medical insurance when traveling within Canada. In certain circumstances, failing to purchase medical insurance for domestic travel could come with consequences. The Travel Industry Council of Ontario (TICO) recommends that travelers consider purchasing travel protection. Here’s why. Not All Medical Expenses Are Covered By OHIP I’m sure if you asked, most Canadians assume that their provincial health coverage, such as OHIP for Ontarians, will cover any unexpected medical costs that…
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Benefits of Saunas after Workouts

Saunas are wonderful for many reasons but in this post I want to focus on sauna benefits for those of you working out. Before I jump into the benefits of saunas after workouts, I want all of you to understand that more is not always better. Be careful when doing saunas after workouts. Limit sauna time to no longer than 20 minutes to avoid over-exerting your body. If you have never used a sauna before or are new to saunas, start with shorter periods of time. Listen to your body, it will tell you if you’re spending too long in…
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Social Determinants of Health and Emergency Department Utilization in Alabama Children’s Health Insurance Program

ABSTRACT Objectives: Injuries are the leading cause of death among children and youth in the United States, representing a major concern to society and to the public and private health plans covering pediatric patients. Data from ALL Kids, Alabama’s Children’s Health Insurance Program, were used to evaluate the relationship between community-level social determinants of health (SDOH) and pediatric emergency department (ED) use and differences in these associations by age and race. Study Design: This was a retrospective, pooled cross-sectional analysis. Methods: We used ALL Kids data to identify ED visits (injury and all-cause) among children who were enrolled at any…
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Peppermint Pet Health Insurance Review 2023 – Forbes Advisor Canada

To find the best pet insurance, we reviewed each company’s policy wording and used data provided by PetInsurer.com to score each pet insurance company based on the following: Pet insurance rates: 40% of score. We calculated average rates for plans with $5,000 or unlimited coverage, a $100 deductible and an 80% reimbursement level, or the closest options available. Special waiting period: 10% of the score. Many pet insurance companies have a special waiting period for problems such as cruciate ligament issues and hip dysplasia. Plans that had no waiting period, a waiting period of six months or less, or the…
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Buying health insurance for your next foreign trip: Don’t fall victim to the fine print

A Saskatchewan man’s nightmarish trip to the United States is a cautionary tale for those who travel outside of Canada. If you are taking a trip soon, experts say, now is the time to look into purchasing travel health insurance and, they emphasize, read the fine print before you buy. When Louis Lamothe, 72, from Halbrite, Sask., suffered a stroke while vacationing in Arizona, his family got another dose of bad news: Their insurance claim had been denied and they would be on the hook for the $56,000 flight home, as well as other hundreds of thousands of dollars in…
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How to run to lose weight and how much to run to lose weight?

We may earn money or products from the companies mentioned in this post. How to Run to Lose Weight If you want to lose weight, just run more, simple enough, right? We all know that running is an excellent way to burn excess calories, and since it doesn’t require any exercise equipment or even a gym membership it’s the perfect solution to weight loss. But how much do you really need to run to lose weight? That question is key, and probably the reason why most people end up quitting their running routine within only a week or two of…
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NS offering bonuses to nurses to keep them in health system

Front-line nurses who are working for publicly-funded employers in Nova Scotia will receive a bonus of up to $10,000, Nova Scotia Premier Tim Houston announced Monday. The money is a way to thank nurses while encouraging more of them to keep working in Nova Scotia, the province says. According to a Monday news release, nurses will be eligible for another $10,000 bonus next year, as long as they stay in the system and sign a two-year “return of service agreement” by the end of March 2024. “Our nurses do such an amazing job day in and day out. I’m proud…