Comprehensive travel insurance policies package together a number of valuable benefits. You can also buy policies that cover only trip cancellations or only medical expenses. With the wide variety of travel insurance plans available, you can find coverage levels that will fit your budget and trip needs.
Look for these top coverage options in a comprehensive travel insurance plan.
Trip cancellation insurance
You don’t book a trip with the intention of canceling it, but unexpected illness, injury, family member sickness, jury duty and more could disrupt plans. Trip cancellation insurance reimburses you 100% for the money you lost in prepaid,…
florida health insurance exchange
Millions are about to lose Medicaid. Here’s why — and what to do.
For millions of Americans who get medical care under Medicaid, the end of March marks a grim deadline. Starting April 1, states will begin removing people from the government health insurance program for the poor, paring rolls that have swelled during the pandemic.
The government estimates that 15 million people — or roughly 1 in 6 of the 84 million on Medicaid — will be kicked off the program. Here’s why this is happening and what people should know.
What’s happening to Medicaid?
During the pandemic, the government suspended procedures that would remove people from Medicaid. Before the crisis, people…
What is the Cost of a Data Breach?
A recent study found that the total average cost of a healthcare breach is $10.10 million. Can your healthcare practice afford a breach?
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Can your healthcare practice afford a breach? Most healthcare entities cannot.
Since 2020, healthcare breach costs have risen by 42%.
As we know healthcare breaches are incessant, it is important to understand trends.
The trends that have emerged over the past few years are:
Repeat attacks. Many healthcare…
Biden-Harris Administration Celebrates the Affordable Care Act’s 13th Anniversary and Highlights Record-Breaking Coverage
During 2023 open enrollment a record high 16.4 million people signed up, with 4.4 million more people enrolled for health insurance under the Biden-Harris Administration since 2021
New HHS report shows more than 40 million people are currently enrolled in Marketplace or Medicaid expansion coverage related to provisions of the Affordable Care Act — the highest total on record
Today, the Biden-Harris Administration celebrated the 13th anniversary of the Affordable Care Act (ACA) by highlighting record-breaking enrollment numbers during the 2023 Marketplace Open Enrollment Period and lower health care costs because of President Biden’s American Rescue Plan (ARP) and Inflation…
Breaking: New Self-Disclosure Policy – Rickard & Associates
The Department of Justice (“DOJ”) announced a new Voluntary Self-Disclosure Policy to be used by US Attorney Offices throughout the country.
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The new policy helps to encourage early and voluntary self-disclosure of corporate criminal misconduct. It reinforces the importance of having an effective compliance plan that identifies misconduct.
To be a voluntary self-disclosure, the disclosure must be voluntary, timely and must contain all relevant facts of misconduct.
If the disclosure is…
How West Virginians on Medicaid can keep health insurance | News
Editor’s note: This article, first published on March 16, is reprinted from Mountain State Spotlight.
When Covid first updated West Virginia in spring 2020, the federal government took steps to make sure people had access to the food and health insurance they needed. In some cases, benefits are increased. In others, like Medicaid, state officials were allowed to temporarily stop checking eligibility requirements. Since then, the insurance plan intended to help low-income Americans has allowed anyone using it to stay on the plan, regardless of their family’s income.
Many of those changes, however, are now starting to switch back to…
The “Unwinding” of Medicaid Coverage Will Be Difficult for Disabled Americans, Leave More People Uninsured
Many Americans are confused about what Medicaid actually is. In brief: Medicaid provides health insurance coverage to low-income adults, pregnant people, and children. Roughly 60% of people on Medicaid and CHIP, a program that extends Medicaid coverage for low-income children, are 26 years old or under. Medicaid is also the largest payer of long-term services and supports, another reason it is critical to millions of people.
I’ve been on Medicaid since I turned 18. It has been a lifeline because it provides personal-care services that allow me to live in the larger community rather than in a private facility. For…
Attorney General Bonta Announces $2.1 Million Settlement Against Companies Over Sham Health Insurance Plans | State of California – Department of Justice
OAKLAND — California Attorney General Rob Bonta today announced a $2.1 million settlement against two companies, Shared Health Alliance, Inc. (SHA) and Alliance for Shared Health (ASH), to resolve allegations that they offered and deceptively advertised sham health insurance and violated insurance regulations that protect consumers. ASH, a nonprofit corporation that purported to be a healthcare sharing ministry (HCSM), created, operated, and sold unauthorized health insurance through its for-profit administrative vendor, SHA. An investigation by the California Department of Justice (DOJ) found that ASH and SHA advertised their plans as the equivalent of standard health insurance when in reality, the…