Pet insurance pays a portion of your pet’s medical bills for unexpected accidents and illness, and offers coverage for:
Injuries, such as broken bones or swallowed objects.
Chronic illnesses, such as arthritis or allergies.
Common illnesses, such as ear infections or vomiting.
Serious illnesses, such as cancer or heart disease.
Hereditary conditions, such as hip dysplasia or eye disorders.
Testing and diagnostics, such as X-rays and blood tests.
Surgery and associated procedures.
Prescription medication.
Some more comprehensive pet insurance plans offer extended coverage for the following:
Alternative therapies, such as hydrotherapy and acupuncture.
Behavioral therapies.
Wellness and preventive care, including…
health insurance companies
Countless Florida residents could lose Medicaid health insurance coverage
Countless Florida residents are in jeopardy of being dropped from the Medicaid program, a federally subsidized health insurance designed for low-income individuals and families.
Experts say residents who receive Medicaid insurance should be on the look for an envelope with a yellow stripe or an email seeking information that will be sent 45 days prior to a recipient’s renewal date.
Those whom the state cannot renew because they lack up-to-date income information or because they are deemed ineligible will receive a 45-day notice by letter or email. They will then have 90 days to reapply if they believe they are…
Legal and Financial Planning for People with Dementia
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Many people are unprepared to deal with the legal and financial consequences of a serious illness such as Alzheimer’s disease or a related dementia. Legal and medical experts encourage people recently diagnosed with a serious illness — particularly one that is expected to cause declining mental and physical health — to examine and update their financial and health care arrangements as soon as possible. Basic legal and financial documents, such as a will, a living trust, and advance directives, are available to ensure that the person’s late-stage or end-of-life health care and financial decisions are carried out.
A complication…
EHR Threats? – Rickard & Associates
A recent warning highlights that electronic health records (EHRs) are a top target of cybercriminals.
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The Health Sector Cybersecurity Coordination Center (HC3) issued a warning to healthcare entities regarding EHR vulnerabilities and protections.
Protected health information (PHI) continues to hold its value on the dark web and is a constant target of cybercriminals.
With the recent growth of telehealth and healthcare technology, we have seen a large increase in cybercrime and…
Gov. Whitmer fears the impact of the ruling that free ACA screenings are unconstitutional
Gov. Gretchen Whitmer directed the state Department of Insurance and Financial Services on Monday to move immediately to protect Michiganders from the potential loss of health insurance coverage for preventive services, including colon and lung cancer screenings, and for preventive drugs for breast cancer, heart disease and HIV .
Whitmer’s action comes after a federal judge in Texas struck down a provision in the Affordable Care Act that requires insurance companies to fully cover certain preventive health services, a ruling that could have major ripple effects in Michigan and across the country.
US District Judge Reed O’Connor of the Northern…
What is the Cost of a Data Breach?
A recent study found that the total average cost of a healthcare breach is $10.10 million. Can your healthcare practice afford a breach?
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Can your healthcare practice afford a breach? Most healthcare entities cannot.
Since 2020, healthcare breach costs have risen by 42%.
As we know healthcare breaches are incessant, it is important to understand trends.
The trends that have emerged over the past few years are:
Repeat attacks. Many healthcare…
Sources of financial aid and insurance for hearing aids
When you’re ready to purchase hearing aids, you don’t want to waste time finding out if you qualify for monetary assistance. Based on the way most people are provided with financial support, we have put together a prioritized list below to help uncover your options.
Does health insurance cover hearing aids?
Hearing aids are generally not covered by medical insurance, although insurers sometimes offer optional hearing/vision/dental plans that may include coverage for hearing tests and hearing aid fittings.
Other options for paying for your hearing aids may include financing offered by your hearing care professional, credit from a third party…
Do I Need an Emergency List?
We frequently have questions related to the practical and financial panic after a death in the family when accounts, passwords, and assets are unknown. Sometimes, a family knows an estate plan was done but they cannot find the plan and don’t even know the law firm that drafted the plan. An emergency list can help to avoid these issues.
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We often see people lose their spouse, and have no idea how…