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Financially preparing for a baby

PeopleImages/Getty Images For many, having a child is a milestone and an exciting time for expectant parents. However, the delivery in and of itself — especially at a hospital — can be extremely expensive and can potentially derail future financial goals. To avoid being caught off-guard due to a hefty medical bill, here are all of the costs involved with giving birth, the average cost of delivering a child in the US and what you can do to financially prepare. Family Planning Key childbirth statistics August is the month with the highest average birth rate in the US Due dates…
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What is a Power of Attorney?

Many of our clients have heard of the powers of attorney, but do not know what they actually entail. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). It is important to know that there are different types of powers of attorney, however, they are all legal documents that allow you to pick an agent or attorney-in-fact on your behalf. Powers of attorney allow another person to make financial, legal, and medical decisions for you, depending on the type. There…
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NC approves Medicaid expansion, reversing long opposition

RALEIGH, NC RALEIGH, NC (AP) — A Medicaid expansion deal in North Carolina received final legislative approval on Thursday, ending a decade of debate over whether the closely politically divided state should accept the federal government’s coverage for hundreds of thousands of low-income adults. North Carolina is one of several Republican-led states that have begun considering expanding Medicaid after years of steady opposition. Voters in South Dakota approved expansion in a referendum in November. And in Alabama, advocates are urging lawmakers to take advantage of federal incentives to expand Medicaid in order to provide health insurance to thousands of low-income…
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Top 6 Fitness Youtubers; Full body workouts from home without equipment

We may earn money or products from the companies mentioned in this post. Full body workouts from home without equipment Sticking to a fitness journey is way easier than people make it seem. Oftentimes, what keeps us from achieving our fitness goals is motivation. Who wants to do 100 crunches after a long day of work when your bed looks so enticing? It doesn’t matter if you’re a cardio queen or a passionate yogi looking for new Yoga routines; without motivation, staying fit is one of the most challenging tasks of your life. Like everything in this world, motivation is…
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Is oatmeal anti-inflammatory? A list of anti-inflammatory foods

We may earn money or products from the companies mentioned in this post. A list of Anti-inflammatory foods to help aid in digestion and other bodily processes Believe it or not, inflammation is one of the most common reasons behind minor aches and pains that we experience on a daily basis. Things such as headaches, sore joints, back pain and even toothache can all be attributed to inflammation as the main cause of concern and likely the culprit behind your discomfort. For that reason, I feel it is important to research and report on what healthy foods we can eat…
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What is intrinsic motivation and are some examples of intrinsic motivation?

We may earn money or products from the companies mentioned in this post. If you’re familiar at all with my previous blog posts and articles you already know that I am a HUGE supporter of balanced lifestyles. You also know that I love motivating others to make positive changes, and that includes maintaining a positive mindset and learning how to build self-confidence. Which is why I wanted to write about self-motivation and how to get the results you want without the disgusting habit of self-sabotage! What is Intrinsic Motivation? Intrinsic motivation is when you gain a desire to do something…
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Reminding employees about their mental health benefits reduces stigma and improves engagement

Promoting mental health awareness and benefit use within the workplace has come a long way over the past two decades, but for many, a stigma still remains that prevents them from seeking care. As the effects of unacknowledged and untreated conditions on businesses become more apparent, employers have a chance to become a mouthpiece for change. Approximately 75% of employees have dealt with an issue that affected their mental health, according to the American Heart Association. Whether stemming from personal or professional factors, the toll of these struggles is widespread within the workplace, with being untreated mental health conditions costing…
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What is the best health insurance? individual health insurance quotes

We may earn money or products from the companies mentioned in this post. What is the best health insurance? Let’s face it, health insurance is a confusing topic. Nobody seems to understand it, but yet many people see the value in having it. What is the best health insurance to have and what features of a health insurance plan are most important? Very common questions to have, and as an insurance agent I come across these types of questions quite frequently. When finding a quote for health insurance, whether it be for a group or just yourself as an individual,…