Promoting mental health awareness and benefit use within the workplace has come a long way over the past two decades, but for many, a stigma still remains that prevents them from seeking care. As the effects of unacknowledged and untreated conditions on businesses become more apparent, employers have a chance to become a mouthpiece for change.
Approximately 75% of employees have dealt with an issue that affected their mental health, according to the American Heart Association. Whether stemming from personal or professional factors, the toll of these struggles is widespread within the workplace, with being untreated mental health conditions costing…
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What is the best health insurance? individual health insurance quotes
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What is the best health insurance?
Let’s face it, health insurance is a confusing topic. Nobody seems to understand it, but yet many people see the value in having it.
What is the best health insurance to have and what features of a health insurance plan are most important? Very common questions to have, and as an insurance agent I come across these types of questions quite frequently.
When finding a quote for health insurance, whether it be for a group or just yourself as an individual,…
Physicians Say Health Insurer Prior Authorization Is Rising And So Are Care Delays
The American Medical Association, which is pushing in Washington for health insurance reforms of … [+] prior authorization, released March 13, 2023 a new survey of 1,000 practicing physicians showing such requirements lead to “to unnecessary waste and avoidable patient harm.”
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Physician complaints about prior authorization – the vehicle that requires them to get approval from a health insurer before performing a procedure – is on the rise along with treatment delays that could harm patient health outcomes.
The complaints come as physicians generally have less autonomy than they are used to and doctors are worried about the increasing…
Human error blamed for Chicopee health insurance overpayments
Officials in Chicopee, Massachusetts are working to recover money the city paid for health insurance premiums for municipal employees who had retired and in some cases died.
While acknowledging the data review is not finished, Chicopee Mayor John Vieau said the financial loss is expected to be less than 1 percent of the $15 million budgeted for health and dental insurance premiums and much of it will likely be returned to the city by the insurance carriers.
At a City Hall news conference, he told reporters the erroneous payments were not a result of corruption or illegal activity.
“There is…
Can You Protect Your Child’s Inheritance From Their Spouse?
Many of our clients want to plan for their children’s future, when drafting their estate plans. However, some of our clients are concerned about their child’s spouse accessing the inheritance.
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While each client has different concerns and requires tailored estate planning, one question we often hear relates to protecting the inheritance of the spouse of their child.
So can inheritance be protected from a spouse of your child?
Yes, there are…
More than 500,000 Texans have lost Medicaid coverage as the state re-evaluates those enrolled
More than 500,000 Texans have lost their Medicaid health insurance after more than three years of continuous coverage during the COVID-19 pandemic, according to data from the state’s health and human services commission.
Those affected are mostly children, young adults and new moms who had a child in the last three years. The Texans who lost their health insurance had coverage until the end of May or June, depending on when their case was processed, a spokesperson for the commission said.
In March 2020, in the first few weeks of the coronavirus pandemic, the federal government instituted a new rule,…
What is an Irrevocable Trust?
A trust is an estate planning tool that allows a person to control their assets during their lifetime and make provisions for incapacity and death. Many trusts are revocable, however, irrevocable trusts can be an incredibly useful way to plan for your future.
We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).
One thing you should know about irrevocable trusts is that, unlike revocable or living trusts, irrevocable trusts cannot be changed or amended. They are set in stone.
A…
Finding Health Insurance Coverage For Your New College Graduate | Health & Wellness
(NAPSI)—As you and your child look to the future, many questions may arise. One often lost in these planning discussions is what the graduate’s health insurance needs are.
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