Yes! Even if you don’t have a written estate plan, you have an estate plan per the laws of your state. If you get divorced, the nature of your estate plan will change.
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If you have a written estate plan and get divorced, once your divorce is final, you need to update your plan.
It is likely your divorce may change things such as your:
legal name,
Trustees,
beneficiaries,
Power of…
individual health insurance
EHR Threats? – Rickard & Associates
A recent warning highlights that electronic health records (EHRs) are a top target of cybercriminals.
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The Health Sector Cybersecurity Coordination Center (HC3) issued a warning to healthcare entities regarding EHR vulnerabilities and protections.
Protected health information (PHI) continues to hold its value on the dark web and is a constant target of cybercriminals.
With the recent growth of telehealth and healthcare technology, we have seen a large increase in cybercrime and…
Ending medical coverage for the uninsured harms vulnerable people: OMA
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Published March 31, 2023 • Last updated 6 days ago • 3 minute read
Rose Zacharias, president of the Ontario Medical Association, poses for a photo in Ottawa Friday. Zacharias said the organization is in talks with the government about extending a program to provide care to uninsured Ontarians. Photo by Tony Caldwell /POSTMEDIA
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The Ontario Medical Association will continue to press the provincial government to reinstate a program that extends health coverage to people without insurance, its president Dr. Rose Zacharias has said.
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Best Travel Insurance Companies Of April 2023 – Forbes Advisor
Comprehensive travel insurance policies package together a number of valuable benefits. You can also buy policies that cover only trip cancellations or only medical expenses. With the wide variety of travel insurance plans available, you can find coverage levels that will fit your budget and trip needs.
Look for these top coverage options in a comprehensive travel insurance plan.
Trip cancellation insurance
You don’t book a trip with the intention of canceling it, but unexpected illness, injury, family member sickness, jury duty and more could disrupt plans. Trip cancellation insurance reimburses you 100% for the money you lost in prepaid,…
Sources of financial aid and insurance for hearing aids
When you’re ready to purchase hearing aids, you don’t want to waste time finding out if you qualify for monetary assistance. Based on the way most people are provided with financial support, we have put together a prioritized list below to help uncover your options.
Does health insurance cover hearing aids?
Hearing aids are generally not covered by medical insurance, although insurers sometimes offer optional hearing/vision/dental plans that may include coverage for hearing tests and hearing aid fittings.
Other options for paying for your hearing aids may include financing offered by your hearing care professional, credit from a third party…
Financially preparing for a baby
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For many, having a child is a milestone and an exciting time for expectant parents. However, the delivery in and of itself — especially at a hospital — can be extremely expensive and can potentially derail future financial goals.
To avoid being caught off-guard due to a hefty medical bill, here are all of the costs involved with giving birth, the average cost of delivering a child in the US and what you can do to financially prepare.
Family Planning
Key childbirth statistics
August is the month with the highest average birth rate in the US
Due dates…
Breaking: New Self-Disclosure Policy – Rickard & Associates
The Department of Justice (“DOJ”) announced a new Voluntary Self-Disclosure Policy to be used by US Attorney Offices throughout the country.
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The new policy helps to encourage early and voluntary self-disclosure of corporate criminal misconduct. It reinforces the importance of having an effective compliance plan that identifies misconduct.
To be a voluntary self-disclosure, the disclosure must be voluntary, timely and must contain all relevant facts of misconduct.
If the disclosure is…
Do They Work? Learn Why Virtual Training is the New Trend •
We may earn money or products from the companies mentioned in this post.
Have you noticed how weight loss apps are taking over the virtual training world? It seems crazy to trade your gym membership and personal trainer for a simple app, right?
But is it, though?
Virtual training is not only just as effective as in-person training, but with a weight loss app, you get a fully comprehensive health & wellness program all in one place. Train with kickoff, and I personally will show you why this weight loss app and my own personal training program as a Coach…