The national Public Health Emergency (PHE) for COVID-19 ends on May 11, 2023.
We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).
The end of the public health emergency brings a variety of changes to the healthcare system.
Most of the remaining federal COVID-19 vaccine requirements will end for federal workers, contractors and foreign air travelers.
The government is also lifting requirements for Head Start educators and healthcare workers.
Free COVID-19 vaccines and tests will no longer be provided and…
individual health insurance
First 113,000 letters about Medicaid health coverage renewals going out in Illinois this week – Chicago Tribune
More than 100,000 Illinois residents will receive the first round of letters this week about how to hold on to their Medicaid health coverage amid federal changes that could lead to many getting kicked out of the program.
The state is sending out an initial 113,600 letters that will tell people what actions they need to take, if any, to stay on Medicaid. Medicaid is a state and federally funded health insurance program for people with low incomes and disabilities, covering about 3.9 million people in Illinois.
People who receive the letters will have until June 1 to submit proof…
Countless Florida residents could lose Medicaid health insurance coverage
Countless Florida residents are in jeopardy of being dropped from the Medicaid program, a federally subsidized health insurance designed for low-income individuals and families.
Experts say residents who receive Medicaid insurance should be on the look for an envelope with a yellow stripe or an email seeking information that will be sent 45 days prior to a recipient’s renewal date.
Those whom the state cannot renew because they lack up-to-date income information or because they are deemed ineligible will receive a 45-day notice by letter or email. They will then have 90 days to reapply if they believe they are…
I Don’t Have an Estate Plan…Right?
Whether or not you have a written estate plan, you do have an estate plan. The laws of the state in which you reside will make decisions about your estate if you do not have a written plan.
We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).
If you don’t have a written estate plan, it is essential to know what the intestacy laws of your state are so that you know what will happen to your assets if you…
The individual health insurance exchange in 2023
The year 2023 marks the tenth year of operations for the US health insurance exchanges since they launched as part of the Affordable Care Act in 2014. The individual market has remained fluid during this time, with insurer participation, pricing, and plans changing from year to year.
Consumer participation increased by 25 percent to approximately 16 million from 2020 to 2022, coincident with extended enrollment periods and enhanced subsidies implemented under the American Rescue Plan Act of 2021 and extended through 2025 by the Inflation Reduction Act of 2022.
We have collected and analyzed data from every health insurance exchange…
Legal and Financial Planning for People with Dementia
Español
Many people are unprepared to deal with the legal and financial consequences of a serious illness such as Alzheimer’s disease or a related dementia. Legal and medical experts encourage people recently diagnosed with a serious illness — particularly one that is expected to cause declining mental and physical health — to examine and update their financial and health care arrangements as soon as possible. Basic legal and financial documents, such as a will, a living trust, and advance directives, are available to ensure that the person’s late-stage or end-of-life health care and financial decisions are carried out.
A complication…
Does Divorce Change My Estate Plan?
Yes! Even if you don’t have a written estate plan, you have an estate plan per the laws of your state. If you get divorced, the nature of your estate plan will change.
We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).
If you have a written estate plan and get divorced, once your divorce is final, you need to update your plan.
It is likely your divorce may change things such as your:
legal name,
Trustees,
beneficiaries,
Power of…
EHR Threats? – Rickard & Associates
A recent warning highlights that electronic health records (EHRs) are a top target of cybercriminals.
We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).
The Health Sector Cybersecurity Coordination Center (HC3) issued a warning to healthcare entities regarding EHR vulnerabilities and protections.
Protected health information (PHI) continues to hold its value on the dark web and is a constant target of cybercriminals.
With the recent growth of telehealth and healthcare technology, we have seen a large increase in cybercrime and…