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Exclusion of migrant farm workers from public health insurance puts Nova Scotia agriculture at risk, advocates say

Isabel InclanSpecial to Saltwire Network Amidst the worsening labor crunch in Nova Scotia’s agriculture sector, the government’s exclusion of many migrant workers from public health insurance potentially puts more than 1,600 farm workers and the agri-food supply at risk, advocates warn. Migrant advocates say that the provincial government’s “deliberate policy” excludes migrant workers from public health insurance, leaving them vulnerable. Unlike provinces such as Ontario or Quebec, where migrants in the Seasonal Agricultural Workers Program are covered by public health upon arrival, farm workers in Nova Scotia must wait 12 months to be covered by the province’s Medical Services Insurance…
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How will AI affect the international private medical insurance market?

How will AI affect the international private medical insurance market? | Insurance Business America Life & Health How will AI affect the international private medical insurance market? AXA head speaks on bias and freeing workers from the ’80/20 rule’ Life & Health By Gia Snape Artificial intelligence (AI) and machine learning (ML) are rapidly transforming the global insurance landscape. But AI biases and data privacy risks pose a significant concern in the international private medical insurance (IPMI) industry. “AI can decide whether some claims are valid within seconds. This gives businesses within our industry the opportunity to both save costs…
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Judge temporarily blocks Major Adams from switching NYC retires to Medicare Advantage

A trial court judge has temporarily blocked Major Adams from switching retired city workers to a cost-cutting Medicare Advantage Plan. Manhattan Supreme Court Judge Lyle Frank granted a temporary restraining order Thursday that, until he issues a final ruling, prevents roughly 250,000 city retirees and their dependents from losing their current health insurance. The retirees who brought the lawsuit “have shown that numerous promises were made by the City to then New York City employees and future retirees” about their coverage, according to court documents. The court found a likelihood of it ultimately ruling in their favour, and that any…
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Which Could Save Me More Cash?

SmartAsset: Dental savings plan vs. insurance: Pros and Cons Health insurance doesn’t cover your teeth. Your teeth can cause pain, get infected and need treatment, just like any other part of the body. But when it comes to actually getting treatment the standard health insurance doesn’t cover it. Instead, you need specialized coverage to pay for a trip to the dentist’s office. The specialized coverage comes in two main forms. The first is dental insurance. This is standard insurance that covers most of the cost of treatment in exchange for a monthly premium and co-payments. The second is a dental…
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Things HNWIs Should Check Before a Health Insurance Purchase

The High Net Worth Individuals (HNWIs) are known for keeping a portfolio of diverse insurance purchases. While many of us take for granted the utility of insurance, these individuals, in particular, will continue to explore better opportunities where they can get the most out of these policies. why? Because they understand the risks and want to avoid experiencing the aftershocks of the same. One such insurance policy they would run to purchase at first instance is health insurance. Now, what policy you purchase depends on what antecedents you have and what your requirements are. In case you are an HNWI…
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Getting Your Affairs in Order Checklist: Documents to Prepare for the Future

Español No one has ever planned to become sick or disabled. Yet, planning for the future can make all the difference in an emergency and at the end-of-life. Being prepared and having important documents in a single place can give you peace of mind, help ensure your wishes are honored, and ease the burden on your loved ones. Checklist for getting your affairs in order Share this infographic to spread the word about getting your affairs in order. This list provides common steps to consider when getting your affairs in order. 1. Plan for your estate and finances. Depending on…
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Arch Insurance names VP of distribution for accident & health

Arch Insurance names VP of distribution for accident & health | Insurance Business Canada InsuranceNews Arch Insurance names VP of distribution for accident & health Hire brings over two decades of industry experience InsuranceNews By Mika Pangilinan Arch Insurance North America has appointed Rebecca Raisley (pictured) as vice president of distribution for its accident & health (A&H) business unit. Raisley has over two decades of experience in the A&H industry. Prior to joining Arch, she was head of retail distribution for A&H at AIG, responsible for leading the national sales team and overseeing corporate and specialty A&H products. She also…
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Medicaid enrollees are losing coverage in states like Florida : Shots

Alicia Celaya, David Cardenas and their son Adrian, 3, in Phoenix in April. Celaya and her family will lose their Medicaid coverage later this year, a result of a year-long nationwide review of the Medicaid enrollees that will require states to remove people whose incomes are now too high for the program. Matt York/AP hide caption toggle captions Matt York/AP Alicia Celaya, David Cardenas and their son Adrian, 3, in Phoenix in April. Celaya and her family will lose their Medicaid coverage later this year, a result of a year-long nationwide review of the Medicaid enrollees that will require states…