SmartAsset: Dental savings plan vs. insurance: Pros and Cons
Health insurance doesn’t cover your teeth. Your teeth can cause pain, get infected and need treatment, just like any other part of the body. But when it comes to actually getting treatment the standard health insurance doesn’t cover it. Instead, you need specialized coverage to pay for a trip to the dentist’s office.
The specialized coverage comes in two main forms. The first is dental insurance. This is standard insurance that covers most of the cost of treatment in exchange for a monthly premium and co-payments. The second is a dental…
Health Insurance
Pickleball is bad news for health insurance stocks, UBS says
A sport that is making many older Americans more active could be backfiring for health insurance companies, according to UBS. Pickleball is a tennis-adjacent sport that has exploded in popularity since the Covid-19 pandemic, attracting millions of new players and celebrity investors. But UBS analyst Andrew Mok said in a note to clients Monday that the sport’s growth and popularity among seniors could contribute to rising health-care spending. “After analyzing the growth in pickleball as well as the nature and frequency of related injuries, we conducted a bottom-up analysis of medical costs. In total, we estimate $250-500 mn of medical…
New Reporting on Insurance Claim Denials Highlights ‘Scam’ of For-Profit Healthcare
A pair of new stories examining the increasingly common but shadowy US insurance industry practice of refusing to pay for certain treatments drew outrage Wednesday from patient advocates and Medicare for All proponents, who said the reporting further revealed the harms of for-profit healthcare.
The investigative outlet ProPublicafocused its attention on the “galling” secrecy around insurance companies’ claim denials, which frequently leave patients with massive medical bills and little clarity as to why their claims were rejected.
“How often insurance companies say no is a closely held secret,” ProPublica‘s Robin Fields reported. “There’s nowhere that a consumer or an employer…
Finding Health Insurance Coverage For Your New College Graduate | Health & Wellness
(NAPSI)—As you and your child look to the future, many questions may arise. One often lost in these planning discussions is what the graduate’s health insurance needs are.
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Three Ways Health Plans Can Raise The Bar On Health Equity
Troy Jelinek, PhD, MHA Chief Commercial Officer at Icario.
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Effective communication builds stronger relationships, and that’s no different when it comes to health insurance plans and their members. Thoughtful and proactive engagement has always been a reliable way to get members to take action on their health and help close gaps in health equity, but it’s now a “must-have” instead of a “nice-to-have.”
It’s clear that health equity has become a higher priority in recent years. For example, the National Committee for Quality Assurance introduced new quality measures, including the Social Need Screening and Intervention measure. These measures encourage…
IMG Partners with MAGNUS Search & Rescue to Offer Travel Medical Insurance
INDIANAPOLIS, June 29, 2023 /CNW/ — International Medical Group® (IMG®), an award-winning global insurance benefits and assistance services company, has announced a new partnership with MAGNUS International Search & Rescue, a comprehensive emergency management and global on-ground search and rescue service provider based in Israel.
With more than 30 years of experience serving global travelers, MAGNUS will now offer IMG travel medical insurance plans to travelers, exchange students, and global citizens along with a MAGNUS search and rescue membership. IMG insurance plans will allow MAGNUS customers to have proper medical coverage in the event of an illness or injury while…
Does health insurance cover skin cancer screening? Dr. Mallika Marshall answers your questions
Does health insurance cover skin cancer screening?
Does health insurance cover skin cancer screening?
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BOSTON-Dr. Mallika Marshall is answering your medical questions. If you have a question, email her or message her on Facebook or Twitter.
Christine asks, “Is skin cancer screening covered under health insurance? I have light skin and want to protect myself from skin cancer.”
Most insurance companies do cover skin cancer screenings as part of your annual wellness visit but if you’re not sure, call and ask. Even better, ask if they will cover a skin exam by a dermatologist.
All adults should see a…
Base Salary Increases, Social and Health Insurance Caps to Rise
While changes to the base salary (not to be confused with the minimum wage) generally only impact government workers, there are some changes to social and health insurance payments that foreign firms should be aware of.
What’s changed?
On November 11, 2022, the National Assembly approved a resolution to increase the base salary from July 1, 2023. This would see the base salary of government employees increase from VND 1,490,000 (US$63.25) to VND 1,800,000 (US$76.41) per month. This salary represents a 20.8 percent increase over the current base salary.
This was codified in Decree No. 24/2023/ND-CP dated May 14, 2023.…