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UnitedHealthcare says some NC customers affected by data breach

The health insurance provider sent notices to customers earlier this month. CHARLOTTE, NC — UnitedHealthcare insurance customers in North Carolina will want to double check their mailboxes to see if their data was affected by a breach that happened earlier this year. The provider said it identified suspicious activity on the UHC mobile application on Feb. 22, 2023 that may have led to the disclosure of member information. About two weeks later, UnitedHealthcare determined certain parts of customer information were likely to impact. However, the provider stressed Social Security Numbers and driver’s license numbers were not involved. The information affected…
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I Don’t Have an Estate Plan…Right?

Whether or not you have a written estate plan, you do have an estate plan. The laws of the state in which you reside will make decisions about your estate if you do not have a written plan. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). If you don’t have a written estate plan, it is essential to know what the intestacy laws of your state are so that you know what will happen to your assets if you…
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3 Important Ways Pet Insurance Differs From Human Health Insurance

Key points Pet owners can buy insurance to cover vet visits for their animals. Pet insurance has some important differences from human health insurance. One of the biggest differences is pet insurance doesn’t have to cover pre-existing conditions. Pet owners buying coverage must make sure they know exactly how pet insurance works — including the ways in which it differs from the health insurance humans get. While both human and pet insurance coverage are meant to ensure that an illness doesn’t empty out a bank account, the differences between the two types of policies can have a major financial impact.…
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What is Medicare Secondary Payer and when does it apply?

Editor’s note: This column, a repeat from last year, is a follow-up to the previous Health Care Buzz column. Several adults are either on Traditional Medicare/TM already or are looking to move to Medicare as they turn 65 and have many questions about: Will Traditional Medicare always be the primary insurance after 65? Is there ever a time it won’t be? Great questions and as always, there are multi-layered answers. Day Egusquiza COURTESY PHOTO When Medicare began in 1965, it was the primary payer for all claims except for those covered by Worker’s Compensation, Federal Black Lung and Veteran’s Administration…
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2022 tax deductions to look out for beyond just income, and itemized

Remember that April 18 marks the deadline for taxpayers to file their annual returns. Tax Day is typically April 15, but because that date falls on a Saturday, and due to a Washington, DC holiday on Monday, the filing deadline was pushed to April 18. As of April 7, the Internal Revenue Service has processed more than 101 million returns. The average refund to taxpayers is $2,878, down from $3,175 at the same time a year earlier. If you’re scrambling to finish your taxes by midnight Tuesday, here are some reminders of often-forgotten items that might be deductible, so you…
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Health insurance in Canada : Everything you need to know

Health insurance in Canada : Everything you need to know | Insurance Business Canada Guides Health insurance in Canada : Everything you need to know Health insurance in Canada provides supplemental coverage for what’s excluded from the national healthcare program Canada boasts one of the world’s most comprehensive healthcare systems, providing free access to emergency care and regular doctor visits to all citizens and permanent residents. However, the country’s universal healthcare system does not cover everything. There are still certain services that Canadians need to pay for out of pocket, prompting many to take out private or personal health insurance.…