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Should employers offering health benefits get tax credits?

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  • Québec (65 per cent)
  • Ontario (63 per cent)
  • British Columbia (60 per cent)
  • Atlantic Canada (59 per cent)
  • Saskatchewan/Manitoba (58 per cent)
  • Alberta (55 per cent)

The same is true among different age groups:

  • 60+ (66 per cent)
  • 45 to 59 (59 per cent)
  • 30 to 44 (61 per cent)
  • 18 to 29 (59 per cent)

A health spending account is among the top three features Canadians desire in a benefits plan, according to a previous RBC Insurance report.

Employer-provided plan

Currently, 64 per cent of Canadians have insurance plans that help them with the costs of things like eye care, prescriptions and dental care, finds Abacus Data and Spark Insights survey – on behalf of the Canadian Life and Health Insurance Association – of 1,500 Canadian adults , conducted Feb. 20 to 25, 2023.

Among them, 41 per cent (or more than 12 million adults) obtain benefits through an employer plan. Another 14 per cent participate in another form of group plan, and nine per cent purchase this type of insurance privately.

Nearly nine in 10 (88 per cent) of those who have a benefits plan place either a great deal of value (46 per cent) or quite a bit of value (42 per cent) on having access to that plan. And 84 per cent say that their benefits plan has been very (36 per cent) or quite helpful (48 per cent) in saving them money.