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How Can You Protect Your Children?

Many of our estate planning clients have children and want to protect their children. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). While concerns vary, protecting children is a huge part of estate planning. When parents have minor children, estate planning is essential. It allows parents to pick guardians for their children. This will ensure that they have peace of mind knowing who will care for their minor children. This will also prevent court fights over guardianship. Parents with…
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Aviva added more than 100,000 private health insurance customers in a year as the NHS struggled

Insurance firm Aviva has reported a 25% increase in the number of new health insurance policies taken out in the first three months of this year – as the NHS lists were lengthened and staff went on strike. The Aviva boss was explicit in linking the rise in new policies to failings in the public health service. The increase is “a consequence of what we’re seeing in the NHS and customers basically say that if they can take control over their health situation then they will,” chief executive Amanda Blanc said. More individuals and companies are “attracted to the benefits…
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Major Mass. health insurance provider says customer data was ‘copied and taken’ in cyberattack

A pair of major Massachusetts and New Hampshire health insurance companies are warning subscribers that a cybersecurity ransomware incident in March and April has compromised some members’ personal information. Point32Health, the corporate parent of Harvard Pilgrim Health Care and Tufts Health Plan, said in April that the threat impacted systems that are used to service customers, accounts, brokers, and providers, officials said. It proactively took certain systems offline to contain the threat out of an “abundance of caution” after “detecting an unauthorized party.” “Unfortunately, the investigation identified signs that data was copied and taken from our Harvard Pilgrim systems from…
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What is a Medical Power of Attorney?

One document that we recommend for almost all of our estate planning clients is a Medical Durable Power of Attorney. This document allows you to select the person who will make medical decisions on your behalf, if you are incapacitated or unable to make them yourself. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). A Medical Durable Power of Attorney is an essential document, as no one can predict their incapacity. This legal document allows you to list medical…
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“High performance network” health care insurance plans to leave patients with unexpected medical debt

A Tennessee family faced a potentially catastrophic situation when Joe Smith — a husband and father of four — was diagnosed with a brain aneurysm. Smith, of Chattanooga, had health insurance through his job with Blue Cross Blue Shield of Illinois, but the insurance company refused to pay for the surgery necessary to prevent a life-threatening rupture. “We knew that he kind of had this ticking time bomb in his head,” Stacie Smith, Joe’s wife, said. The insurer claimed that the neurosurgeon that Smith’s family had chosen was out of the network, and the plan had no coverage for out-of-network…