Probate is a court process that your estate will go through after you pass away. The probate court will distribute your estate and make decisions regarding your estate.
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Many of our clients come to us without an understanding of probate or having had a bad experience with the probate court and wanting to keep their estate out of probate.
If you die without a written estate plan, your estate must go…
health insurance market
Legal and Financial Planning for People with Dementia
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Many people are unprepared to deal with the legal and financial consequences of a serious illness such as Alzheimer’s disease or a related dementia. Legal and medical experts encourage people recently diagnosed with a serious illness — particularly one that is expected to cause declining mental and physical health — to examine and update their financial and health care arrangements as soon as possible. Basic legal and financial documents, such as a will, a living trust, and advance directives, are available to ensure that the person’s late-stage or end-of-life health care and financial decisions are carried out.
A complication…
Health insurance in Canada : Everything you need to know
Health insurance in Canada : Everything you need to know | Insurance Business Canada
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Health insurance in Canada : Everything you need to know
Health insurance in Canada provides supplemental coverage for what’s excluded from the national healthcare program
Canada boasts one of the world’s most comprehensive healthcare systems, providing free access to emergency care and regular doctor visits to all citizens and permanent residents. However, the country’s universal healthcare system does not cover everything. There are still certain services that Canadians need to pay for out of pocket, prompting many to take out private or personal health insurance.…
White House to expand Medicaid, ACA coverage to ‘Dreamers’
The federal government will provide government health insurance to eligible undocumented immigrants brought to the country as children under a new initiative by President Joe Biden’s administration announced Thursday.
The plan will allow people eligible for the Deferred Action for Childhood Arrivals program to use Medicaid, a state-federal program designed for low-income and disabled Americans and get Healthcare.gov marketplace coverage through the Affordable Care Act.
Better known as DACA, the decade-old initiative allows people who were brought into the country illegally as children, often called “dreamers,” to avoid deportation. About 580,000 people are eligible for DACA, according to the Department…
What Is Telemental Health: Benefits, Privacy and Pitfalls
What Is Telemental Health?
The National Institute of Mental Health defines telemental health as “the use of telecommunications or videoconferencing technology to provide mental health services.” Telebehavioral healthcare refers to the process of observing behavior in a subject through online technologies. Telebehavioral health is considered a subgroup of telemental health. The US Department of Health and Human Services says online visits are a convenient way for mental and behavioral health providers to offer:
One-on-one and group therapy
Substance abuse counseling
medication management
Monitoring for anxiety and depression
Mental health screening
Telemental health services enable clinicians to reach more patients, such…
What Happens When You Don’t Fund Your Trust?
After you work with your estate planning attorney to draft a carefully tailored estate plan, it is usually your responsibility to “fund” the trust.
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What does funding the trust mean?
Funding the trust is simply transferring assets into your trust.
If you have a trust, you will want to put your assets into the trust, by retitling bank accounts, re-designating beneficiaries of life insurance, etc. We walk our clients through the…
A Conservative Blueprint for Universal Healthcare
I recently read “A Republican Argument for Affordable Universal Healthcare” in MedPage Today. While it is pleasing to see that some Republicans agree that universal healthcare is a laudable goal, it is disconcerting that conservative policymakers still lack a clear vision and framework for how to achieve that ideal. Fortunately, the conservative principles of private industry, personal responsibility, and limited government can be applied to health insurance. Reformers in other countries such as Germany, Switzerland, the Netherlands, and Singapore have provided clear examples of how to achieve, what I would consider to be, a Republican vision of a universal healthcare…
Buying health insurance for your next foreign trip: Don’t fall victim to the fine print
A Saskatchewan man’s nightmarish trip to the United States is a cautionary tale for those who travel outside of Canada.
If you are taking a trip soon, experts say, now is the time to look into purchasing travel health insurance and, they emphasize, read the fine print before you buy.
When Louis Lamothe, 72, from Halbrite, Sask., suffered a stroke while vacationing in Arizona, his family got another dose of bad news: Their insurance claim had been denied and they would be on the hook for the $56,000 flight home, as well as other hundreds of thousands of dollars in…